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India's Free Solar Savings Calculator 2026 - PM Surya Ghar Yojana

Updated: April 2026

Solar Panel Savings Calculator India

Calculate your solar savings with PM Surya Ghar Yojana subsidy. Find out how much you can save on electricity bills with rooftop solar installation.

Calculate Your Solar Savings

Your average monthly electricity bill
1kW = ~150 sq ft space, 3kW = ~450 sq ft

PM Surya Ghar Yojana - Government Subsidy 2026

Subsidy Rates

System SizeSubsidy AmountNet Cost (approx)
1 kW₹30,000₹90,000 - ₹1,10,000
2 kW₹60,000₹1,20,000 - ₹1,40,000
3 kW₹78,000 (Maximum)₹72,000 - ₹1,02,000

Subsidy is 20% of system cost, capped at ₹78,000 for 3kW. Higher capacity systems get same maximum subsidy.

Benefits of PM Surya Ghar Yojana

💰 Direct Bank Transfer

Subsidy transferred directly to your bank account after installation

📋 Simple Application

Apply online at pmsuryaghar.gov.in or through DISCOM portal

🔧 Turnkey Installation

EMPANELLED vendors handle everything from installation to inspection

📊 Net Metering

Earn credits for excess power exported to grid

How to Apply for PM Surya Ghar Yojana

1

Check Eligibility

You must be a homeowner with a rooftop (max 500 sq meters) that receives adequate sunlight.

2

Register Online

Visit pmsuryaghar.gov.in or your state DISCOM website. Apply with Aadhaar, mobile number, and electricity bill.

3

Get Empanelled Vendor

DISCOM will direct you to an empanelled vendor for site survey and installation.

4

Install & Inspect

After installation, DISCOM inspects and approves the system. Net meter is installed.

5

Receive Subsidy

Subsidy is directly credited to your bank account within 15-30 days.

Frequently Asked Questions - Solar Panels India

PM Surya Ghar Yojana provides 20% subsidy on system cost, capped at ₹78,000 for 3kW systems. 1kW = ₹30,000, 2kW = ₹60,000, 3kW = ₹78,000 (maximum). Higher capacity systems get same maximum subsidy.

Residential solar system costs ₹40,000-60,000 per kW (without subsidy). 1kW = ₹40,000-50,000, 2kW = ₹75,000-90,000, 3kW = ₹1,10,000-1,50,000. After PM Surya Ghar subsidy, costs reduce significantly.

A 3kW solar system generates approximately 300-450 units per month in India, depending on location and sunlight hours. Northern states get more generation (350-450 units), while coastal states get slightly less (300-400 units).

Solar panels typically last 25-30 years with minimal degradation (0.3-0.5% per year). Most panels come with 25-year linear power output warranty, meaning they'll still produce 80%+ power at year 25.

Yes! With 20-30% government subsidy, payback period is just 4-6 years. Over 25 years, you can save ₹3-5 lakhs after accounting for maintenance costs. Solar also increases your property value and reduces carbon footprint.

Solar panels require minimal maintenance: occasional cleaning (every 2-3 months), annual inspection of wiring and connections, and monitoring of system performance. Annual maintenance cost is approximately ₹2,000-5,000.

Yes, solar panels still generate electricity on cloudy days, but at reduced efficiency (40-60% of rated capacity). India's diverse climate means panels work year-round, with peak generation in summer and reduced output during monsoons.

Net metering allows you to export excess solar power to the grid and earn credits. Your bill is calculated based on net consumption (total drawn - exported). This maximizes your savings and provides backup during nighttime.

Yes, you can install solar without government subsidy. Many homeowners opt for this if they need faster installation or don't qualify for subsidy. The payback period without subsidy is 6-8 years, still very attractive.

Required documents: Aadhaar card, electricity bill, ownership proof (property documents), recent passport photo, bank account details with IFSC code. Mobile number must be linked to Aadhaar for OTP verification.

Tips to Maximize Solar Savings

Use high-energy appliances during daytime when solar generation is peak

🧊

Set AC temperature to 24°C for optimal efficiency

📱

Monitor system performance regularly through app

🧹

Clean panels monthly for maximum efficiency

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